Financial Literacy
Spoken in Your Language
हिंदी • தமிழ் • বাংলা • తెలుగు • मराठी • ગુજરાતી
Talk to our AI to learn personal finance basics. From emergency funds to mutual funds, get unbiased, curriculum-driven education tailored to your personal income profile.
🎙️ Start Learning for Free See How It Works
What is ArthShiksha? ArthShiksha is India's first free, multilingual AI financial advisor. It uses generative AI and voice recognition to teach SEBI-aligned financial literacy — covering budgeting, saving, and SIP investing — directly in Hindi, Bengali, Tamil, and 10+ other regional languages.
A Personalized Journey to Financial Freedom
Our AI adapts to your current financial knowledge, ensuring you master the basics before moving to complex investments.
Step 1: Income & Goal Assessment
The AI asks about your income, expenses, and existing savings to determine your starting stage. You won't be pushed into stock markets if you haven't built an emergency fund yet.
Step 2: Interactive Voice Chat
Instead of reading boring articles, you have a 2-way conversation in your native language. Ask questions, clarify doubts, and interact directly with the AI using your microphone.
Step 3: Live Financial Calculators
When discussing compound interest or loans, the AI seamlessly integrates live SIP and EMI calculators, showing you exactly how your money will grow over time.
Breaking the Language Barrier with Indic-AI
Financial literacy in India has traditionally been restricted to English. We changed that using Sarvam AI Indic models.
Sarvam AI Integration
Utilizing India's leading Indic-LLM translation layer, ArthShiksha understands your regional slang and translates core financial concepts with perfect cultural nuance.
Guardrailed Intelligence
Unlike generic chatbots, our Supervisor Agent ensures the AI never gives direct stock tips or unregulated financial advice, strictly adhering to SEBI educational mandates.
Progressive Web App (PWA)
Install ArthShiksha directly to your phone's home screen. Fast, lightweight, and saves your progress locally without requiring complex account setups.
Supported 13+ Indian Languages
English, Hindi, Bengali, Telugu, Marathi, Tamil, Gujarati, Kannada, Malayalam, Odia, Punjabi, Assamese, Urdu
Designed for Every Indian
Whether you are earning your first salary or planning for retirement, ArthShiksha provides relevant guidance.
Students & Youth
Start your financial journey right. Learn the 50/30/20 budgeting rule, how to manage pocket money, and the power of compound interest before you earn your first paycheck.
Working Professionals
Move beyond fixed deposits. Learn how to structure SIPs, understand Mutual Fund risk profiles, and plan for long-term goals like buying a house or retirement.
Rural & Tier-3 Citizens
With voice-first interactions and local language support, even those unfamiliar with complex financial jargon can easily learn how to protect themselves from fraud and save securely.
Frequently Asked Questions
What is ArthShiksha AI?
ArthShiksha is a free, AI-powered financial advisor and tutor built specifically for India. It uses advanced generative AI to teach you budgeting, saving, and investing through natural conversations in your native language.
Which regional languages does ArthShiksha support?
Powered by Sarvam AI, ArthShiksha supports 13+ Indian languages including Hindi, Bengali, Marathi, Telugu, Tamil, Gujarati, Kannada, Odia, Malayalam, Punjabi, and Assamese. You can type or use voice commands directly in your language.
Is the financial curriculum safe and certified?
Yes. The entire ArthShiksha learning path is strictly aligned with the guidelines of SEBI (Securities and Exchange Board of India) and NCFE (National Centre for Financial Education). It forces a structured progression from basic budgeting to safe investments, preventing dangerous speculation.
Is ArthShiksha really 100% free?
Yes, ArthShiksha is completely free to use. There are no hidden charges or premium tiers. Our mission is to democratize financial literacy across all demographics in India.
⚠️ SEBI Regulatory Disclaimer
ArthShiksha AI are strictly educational platforms and are NOT registered as Investment Advisors under the SEBI (Investment Advisers) Regulations, 2013. The AI-generated responses, financial calculators (SIP/EMI), and curriculum provided herein are for informational and educational purposes only and do not constitute personalized financial advice, stock recommendations, or portfolio management services. Investments in the securities market are subject to market risks; read all related documents carefully before investing. Please consult a SEBI-registered Certified Financial Planner (CFP) before making any investment decisions.
Ready to Master Your Finances?
Join thousands of Indians learning how to budget, save, and invest with our intelligent, multilingual tutor.